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There is a myth that LPA’s are only relevant when it comes to elderly people who are afflicted with dementia. Nothing could be farther from the truth. Any person who has any asset or has any concerns regarding decisions to be made when they cannot due to mental incapacity should make LPAs. 
The simplest way to explain an LPA is akin to an insurance policy.. you take out a policy hoping never to use it. It is a back-up plan. An LPA is just that.. a back-up plan for your health and financial.
An LPA is a legal document that lets you (the ‘donor’) appoint one of more people (known as ‘attorneys’) to make decisions on your behalf. 
This gives you, the donor more control over what happens to you if you have an accident or any illness and cannot make decisions at the time (i.e. you ‘lack mental capacity’). 

The death of a loved one can never be adequately planned and it is always a time of sadness and emotions running high. We understand just how difficult a time this can be when dealing with a death of a loved one let alone having to understand and attend to the legalities of administering the estate. 
We will hold your hand through this difficult emotional process.
The duties of an executor or an administrator of a deceased estate can be overwhelming during this time and as the appointed executor or administrator you become personally liable for administering the estate correctly. Ensuring that you have good professional advice on hand will protect you against a personal liability claim. 

Trusts in modern times play an important role in helping protect your wealth for the next generation. It can provide financial protection for your loved ones whilst ensuring that you maintain control.
Trusts also have a reputation for being only ‘for the wealthy’. This is simply not true. Any person who has any asset worth protecting for their loved ones should consider trust planning.
A trust is a formal transfer of assets (money, investments, land or buildings) by a person (known as a settlor) to a specified number of people (known as the trustees) with instructions that they hold the assets for the benefit of others (known as beneficiaries). In a trust legal ownership remains with trustees and the trustees have day to day control over the asset.

‘The time to repair the roof is when the sun is shining’ J. F. Kennedy

Generally, you would make a will for one of the following reasons:

• To mitigate or reduce your exposure to inheritance tax
• To ensure that your hard earned wealth goes to your loved ones and down the generation ( inter-generational transfers)
• To ensure that your assets are protected from dilution

Making a will gives you control over how you would like your wealth to be distributed when you are no longer here.